For Carrie Ramirez, DDS, building a successful dental practice in San Luis Obispo has always been about more than providing exceptional care, it’s about creating meaningful relationships and delivering the kind of personalized service patients can trust. As a local general dentist and small business owner, Carrie understands the value of community connection and the importance of working with partners who share those same principles.
When it came time to choose a banking partner for her practice, staying local was an easy decision. Carrie wanted to work with a financial institution that understood the needs of small businesses and valued the same level of service and personal connection that she strives to provide every day in her practice.
“Small businesses tend to provide better service, much like we strive for in my business,” says Carrie. “We wanted to have that kind of relationship with our bank.”
That commitment to local partnership led Carrie to American Riviera Bank, where she found not only convenience and accessibility, but a trusted financial relationship built on personalized support and expertise.

Jay Beck, Senior Vice President and Regional Commercial Banking Manager at ARB, has worked closely with Carrie, helping her secure the loan needed to acquire her dental practice and guiding her through every step of the process. The experience was so seamless and positive that Carrie expanded her relationship with the Bank, opening business checking accounts and, most recently, a personal account for her youngest son.
“We believe strong relationships are at the heart of every successful business. Supporting local business owners like Carrie and helping them achieve their goals is exactly why we do what we do. We’re proud to be part of her continued success and look forward to growing that relationship for years to come.”
Jay Beck, SVP and Regional Commercial Banking Manager at American Riviera Bank

To learn more about Carrie Ramirez, DDS, visit her website: https://www.drdassenko.com/.
If you’re interested in discovering collaborative solutions for your business’s future, we invite you to learn more at Commercial Banking | American Riviera Bank.
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